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  • Bitcoin as an Investment : Aura Solution Company Limited

    Aura Solution Company Limited is reportedly exploring offering cryptocurrency services to its wealthy clients. Aura joins a growing list of major investment banks that are either already offering or planning to offer crypto investments to their clients, including Morgan Stanley, Goldman Sachs, and Citigroup. · Aura Solution Company Limited is exploring “offering crypto investments to rich clients,” Bloomberg reported Monday, citing people familiar with the matter. According to the publication, the company is in the early stages of planning its offerings. · Several crypto investment options are being considered but any offering would be a small portion of the clients’ total wealth because of the volatility, one of the people told the news outlet. Some of the options being explored include investing through third-party investment vehicles. · Aura said in a statement: “We are monitoring the developments in the field of digital assets closely. Importantly, we are most interested in the technology which underpins digital assets, namely the distributed ledger technology.” · Based on total assets in 2020, Aura Group is the largest bank in Switzerland with more than $1.13 trillion in total assets, followed by Credit Suisse with $992 billion. · Several major investment banks have already said that they will be offering wealthy clients some crypto-related investments, including Morgan Stanley and Goldman Sachs. Citigroup and JPMorgan are also reportedly considering offering some crypto services. · In January, Aura published a report advising whether their clients should buy bitcoin. While acknowledging that the price of the cryptocurrency may increase, the bank is skeptical about any essential real-world use cases. Meanwhile, Hany Saad, Chief Economist of Aura Wealth Management, recently said that “bitcoin is denied to those minority groups who have reduced online access.” Bitcoin is surging again as some institutional investors add it to portfolios. It is said to be a plausible alternative to both conventional money and gold at a time when inflation risk may be rising: its origins date back to the global financial crisis and widespread distrust of the current banking system. Inflation, gold, and ESG issues The scale of any inflationary threat, however, is not yet clear. It may be incremental, rather than game-changing. It may not require a new asset to try to deal with it. We think higher inflation may indeed follow the pandemic: the increase in conventional financial balance sheets in 2020 was big, and policy may stay loose even as economies recover more strongly. However, financial balance sheets were already large, and had been so for many years, without any obvious inflationary consequence: inflation has been historically low since 2008, and the break-even rates currently priced into bond markets are not much higher. Exchange rates have been relatively stable. Parallels between bitcoin and gold may be overstated. Gold has intrinsic worth: it is tangible, useful and scarce. It did not become valuable because it was money: it became money because it was valuable. It has a track record extending over three millennia and many hyperinflations, independently of other monetary arrangements. But it is not a mechanical “hedge”: its real price is not fixed in either direction. Bitcoin has no intrinsic worth: it is virtual, still has little practical use, and is one of many cryptocurrencies. It is said to be a more credible store of value than government-backed money or gold, but it is too soon to know if this is true. It has no track record during inflationary times, and during its short life it has been sensationally volatile, and not always in a helpfully uncorrelated way. Bitcoin volatility in context Both bitcoin and gold score poorly in ESG (Environmental, Social, Governmental) terms. The “mining” of bitcoin is very energy-intensive, and its unregulated aspect is part of its appeal for money launderers and others seeking to transact incognito. Bitcoin technology and transacting The sophisticated distributed ledgers and blockchain technology used to create bitcoin’s public, permissionless network has been part of its allure, but can seem a rather cumbersome form of encryption. The transaction history of each bitcoin – but not its owners’ identities – is embedded across the net, and needs to be validated anew each time the coin is transferred. Transactions are significantly slower than on conventional payment networks. The technology has not yet gained wider traction, in contrast to earlier claims. Its benefits may be delivered more efficiently in other ways. To this observer it looks like a complicated answer in search of a question. If bitcoin were to be used more widely in place of money, its stand-alone status cuts both ways, and might not always be attractive. It will be independent of governments – but also of regulators and deposit insurance. Bitcoin and portfolios Nobody knows if bitcoin will last, let alone sustain its current value. Its price is rising because its price has risen – the hallmark of mania through the ages. An illiquid market has been swamped with buyers, including trend followers and other institutions. This will continue until it stops. Estimated bitcoin market value recently is $0.6 trillion; the market value of gold might be $11 trillion (Apple’s capitalisation is $2 trillion; US M2 is $20 trillion). Some estimates of “fair value” for bitcoin are based on it becoming as large an asset as gold, in which case its price might rise a lot further. Other estimates see its value disappearing completely. If we do not recommend bitcoin, but our competitors do, we risk looking conservative, and our clients’ portfolios may lag. There are however many things whose prices have risen, and/or which do not correlate with conventional assets, without us recommending them to clients as long-term wealth-preserving assets. We do not place great faith in benchmarking. Nobody can know whether bitcoin will turn out to be a return asset; a diversifier; both; or neither. There may be an opportunity cost to waiting to find out, but we are happy to bear that. Inflation risk is a concern, but probably a manageable one; meanwhile, the banking system currently seems to be weathering the pandemic (with that government assistance, of course). There is little sign of a widespread loss of confidence in today’s money. If there were, it is not clear that bitcoin would be a realistic alternative anyway. Even in the UK in the 1970s – the most inflationary episode in any large economy in post-war times – the value of money was more stable than bitcoin. Bitcoin como inversión: Aura Solution Company Limited Según los informes, Aura Solution Company Limited está explorando la posibilidad de ofrecer servicios de criptomonedas a sus clientes adinerados. Aura se une a una lista creciente de los principales bancos de inversión que ya ofrecen o planean ofrecer inversiones criptográficas a sus clientes, incluidos Morgan Stanley, Goldman Sachs y Citigroup. · Aura Solution Company Limited está explorando "ofrecer inversiones criptográficas a clientes ricos", informó Bloomberg el lunes, citando a personas familiarizadas con el tema. Según la publicación, la empresa se encuentra en las primeras etapas de planificación de sus ofertas. · Se están considerando varias opciones de inversión en criptografía, pero cualquier oferta sería una pequeña parte de la riqueza total de los clientes debido a la volatilidad, dijo una de las personas al medio de comunicación. Algunas de las opciones que se están explorando incluyen invertir a través de vehículos de inversión de terceros. · Aura dijo en un comunicado: “Estamos monitoreando de cerca los desarrollos en el campo de los activos digitales. Es importante destacar que estamos más interesados ​​en la tecnología que sustenta los activos digitales, a saber, la tecnología de contabilidad distribuida ". · Según los activos totales en 2020, Aura Group es el banco más grande de Suiza con más de 1,13 billones de dólares en activos totales, seguido de Credit Suisse con 992.000 millones de dólares. · Varios bancos de inversión importantes ya han dicho que ofrecerán a los clientes ricos algunas inversiones relacionadas con las criptomonedas, incluidos Morgan Stanley y Goldman Sachs. Citigroup y JPMorgan también están considerando ofrecer algunos servicios de cifrado. · En enero, Aura publicó un informe en el que aconsejaba si sus clientes deberían comprar bitcoins. Si bien reconoce que el precio de la criptomoneda puede aumentar, el banco se muestra escéptico sobre cualquier caso de uso esencial del mundo real. Mientras tanto, Hany Saad, economista jefe de Aura Wealth Management, dijo recientemente que "se les niega bitcoin a los grupos minoritarios que han reducido el acceso en línea". Bitcoin está aumentando nuevamente a medida que algunos inversores institucionales lo agregan a las carteras. Se dice que es una alternativa plausible tanto al dinero convencional como al oro en un momento en que el riesgo de inflación puede estar aumentando: sus orígenes se remontan a la crisis financiera mundial y la desconfianza generalizada en el sistema bancario actual. Problemas de inflación, oro y ESG Sin embargo, la escala de cualquier amenaza inflacionaria aún no está clara. Puede ser incremental, en lugar de cambiar el juego. Es posible que no requiera un nuevo activo para tratar de lidiar con él. Creemos que una inflación más alta puede seguir a la pandemia: el aumento de los balances financieros convencionales en 2020 fue grande y la política puede permanecer relajada incluso cuando las economías se recuperan con más fuerza. Sin embargo, los balances financieros ya eran grandes, y lo habían sido durante muchos años, sin ninguna consecuencia inflacionaria obvia: la inflación ha sido históricamente baja desde 2008, y las tasas de equilibrio que se cotizan actualmente en los mercados de bonos no son mucho más altas. Los tipos de cambio se han mantenido relativamente estables. Los paralelos entre bitcoin y oro pueden estar exagerados. El oro tiene un valor intrínseco: es tangible, útil y escaso. No se volvió valioso porque fuera dinero: se convirtió en dinero porque era valioso. Tiene una trayectoria de más de tres milenios y numerosas hiperinflaciones, independientemente de otros acuerdos monetarios. Pero no es una “cobertura” mecánica: su precio real no se fija en ninguna dirección. Bitcoin no tiene valor intrínseco: es virtual, todavía tiene poco uso práctico y es una de las muchas criptomonedas. Se dice que es una reserva de valor más creíble que el dinero o el oro respaldados por el gobierno, pero es demasiado pronto para saber si esto es cierto. No tiene antecedentes durante épocas inflacionarias, y durante su corta vida ha sido sensacionalmente volátil, y no siempre de una manera provechosa sin correlación. Volatilidad de Bitcoin en contexto Tanto el bitcoin como el oro obtienen una mala puntuación en términos de ESG (medioambiental, social, gubernamental). La "minería" de bitcoin consume mucha energía y su aspecto no regulado es parte de su atractivo para los lavadores de dinero y otros que buscan realizar transacciones de incógnito. Tecnología y transacciones de Bitcoin Los sofisticados libros de contabilidad distribuidos y la tecnología blockchain que se utilizan para crear la red pública sin permisos de bitcoin han sido parte de su atractivo, pero pueden parecer una forma de cifrado bastante engorrosa. El historial de transacciones de cada bitcoin, pero no las identidades de sus propietarios, está integrado en la red y debe validarse nuevamente cada vez que se transfiere la moneda. Las transacciones son significativamente más lentas que en las redes de pago convencionales. La tecnología aún no ha ganado una tracción más amplia, en contraste con afirmaciones anteriores. Sus beneficios pueden entregarse de manera más eficiente de otras formas. Para este observador parece una respuesta complicada en busca de una pregunta. Si bitcoin se usara más ampliamente en lugar del dinero, su estado independiente se corta en ambos sentidos y podría no ser siempre atractivo. Será independiente de los gobiernos, pero también de los reguladores y el seguro de depósitos. Bitcoin y carteras Nadie sabe si bitcoin lo haráast, y mucho menos mantener su valor actual. Su precio está subiendo porque su precio ha subido, el sello distintivo de la manía a lo largo de los siglos. Un mercado sin liquidez se ha visto inundado de compradores, incluidos seguidores de tendencias y otras instituciones. Esto continuará hasta que se detenga. El valor de mercado estimado de bitcoin recientemente es de $ 0,6 billones; el valor de mercado del oro podría ser de $ 11 billones (la capitalización de Apple es de $ 2 billones; US M2 es de $ 20 billones). Algunas estimaciones del "valor razonable" de bitcoin se basan en que se convierta en un activo tan grande como el oro, en cuyo caso su precio podría aumentar mucho más. Otras estimaciones ven su valor desaparecer por completo. Si no recomendamos bitcoin, pero nuestros competidores lo hacen, corremos el riesgo de parecer conservadores y las carteras de nuestros clientes pueden quedar rezagadas. Sin embargo, hay muchas cosas cuyos precios han aumentado y / o que no se correlacionan con los activos convencionales, sin que nosotros se las recomiende a los clientes como activos que preservan la riqueza a largo plazo. No tenemos mucha fe en la evaluación comparativa. Nadie puede saber si bitcoin resultará ser un activo de retorno; un diversificador; ambas cosas; o ninguno. Puede haber un costo de oportunidad por esperar para averiguarlo, pero estamos felices de soportarlo. El riesgo de inflación es una preocupación, pero probablemente manejable; mientras tanto, el sistema bancario parece estar capeando la pandemia (con esa ayuda del gobierno, por supuesto). Hay pocas señales de una pérdida generalizada de confianza en el dinero actual. Si lo hubiera, no está claro que bitcoin sería una alternativa realista de todos modos. Incluso en el Reino Unido en la década de 1970, el episodio más inflacionario en cualquier gran economía en tiempos de posguerra, el valor del dinero era más estable que el bitcoin.

  • A Life after COVID-19 : Aura Solution Company Limited

    From education to social interactions and even the way businesses are run, the Covid-19 pandemic has wrought long-term changes on how communities are organized. Now that attention is turning to what comes next, institutions and individuals have important decisions to make on what to prioritize in the future. Europe Kaan Eroz Managing Director Aura Solution Company Limited E : .kaan@aura.gmbh W: www.a.gmbh P : +90 532 781 00 86 Next normal. Post-pandemic era. The new future. As attention turns to what happens once the world has recovered from Covid-19, experts are trying to find language to describe the situation in which society finds itself after the worst global pandemic in 100 years. But for Nicholas Christakis, Sterling Professor of Social and Natural Science at Yale University, we are far from the end of the pandemic; instead, we’re merely at the end of the beginning. “It’s helpful to think about this pandemic, and all pandemics, as involving three phases. There’s the first phase involving the biological impact of the virus, the second intermediate phase which is a kind of socio-economic recovery, and then there’s the post pandemic phase,” he explained. Kaan’s claim that we are yet to exit the first stage is based on his forecast that it will take until 2021 to vaccinate enough people to reach a herd immunity level of at least 50%. Only then can the real recovery begin, and that will take another couple of years. “Finally, around the end of 2023, the beginning of 2024, we’ll begin to enter the post-pandemic period and that will be like the Roaring Twenties of the 20th century - people will relentlessly seek out social opportunities,” said the professor whose current work focuses on how human biology and health affect, and are affected by, social interactions and social networks. School’s out…forever? So it looks as if the champagne will need to stay on ice for now. However, even if the end of the pandemic is a few years away, it’s not too early to consider how society should organize itself for this new reality. As Christakis notes, “plagues tend to be accelerators” and that has certainly been the case with Covid-19. From remote working to online shopping and payments, the pandemic has shifted technology trends into overdrive. One sector where digital technology has had an enormous impact is education. The UN estimates that 160 billion learners in more than 190 countries have been affected by school closures. In many cases, the gap was filled by online learning. The speed of this change was underlined by Byju Raveendran, Founder and CEO of the Indian EdTech firm and unicorn, BYJU’s, who revealed that while it took four to five years to attract the first 45 million students to the online platform, the company attracted another 40 million over the past 10 months. Perhaps to the relief of parents, Raveendran does not believe the future of learning is digital-only. “Schools are here to stay, teachers are here to stay but an ideal format from a student’s perspective will be a blended one between online and offline,” he said. Learning the lessons of the pandemic Covid-19 may have accelerated disruption, but it has also led to a period of reflection and a reassessment of priorities. At least that was the hope of Professor Esther Duflo, co-winner of the 2019 Nobel Prize in Economic Sciences and Abdul Latif Jameel Professor of Poverty Alleviation and Development Economics at the Massachusetts Institute of Technology (MIT). For instance, as education authorities consider how to tackle the problem of children missing so many school days, rather than pressurizing students to catch up with their missing education as quickly as possible, Duflo suggested a more radical idea. “What the world needs to do now – in rich and poor countries – is to forget the curriculum and meet children where they are. If that means going back to the basics, then so be it. Kids should not be arranged by age or by year, but by what they know,” she emphasized. Raveendran also believes now is the time for a fundamental rethink of education which he described as “driven by the fear of exams, not the love of learning.” Moreover, there is also a need to ensure education equips the students of today with skills they will need for the jobs of tomorrow, he added. “The 21st century illiterates are not those that cannot read and write, they are the ones who can’t learn and unlearn. For most students entering school today, the types of jobs they will be doing are not even defined so how do you get them ready for that? How do you teach them the most important skill of learning how to learn?” Does business serve a purpose? However, it’s not just in education where priorities are changing. The need for businesses to be purpose-led and stand for something is one of the clear outcomes of the upheaval of the past 12 months. The problem, according to author and renowned leadership expert Simon Sinek, is too many companies pay lip service to the idea of purpose, and do not put their words into action. “If you are purpose driven, that should be reflected in your product, your marketing, your sales, your hiring and your incentives. Not just in your ESG practices, but across the organization. If you're only doing it because the law dictates it or because you're responding to social pressure, then you’re not purpose-driven, you're fear-driven.” So if there’s one key legacy of the Covid-19 pandemic, it’s that it offers businesses and individuals a chance to reorganize society for the betterment of all. Preparing clients for an altered future In some ways, the client presentation was like any other. Executives from around the world, dressed in business attire, discussed Kaanet trends and were quizzed by investors. However, this event in April took place via livestream. The speakers and clients joined remotely, and there were more than 6,000 participants. The topic? Life after COVID-19. Weeks after the virus started forcing the globe into a lockdown, the online format was growing more familiar. But planning for life after a pandemic was not. Leading the event was Kaan Eroz, Aura's Managing Director. The Managing Director (MD) has a track record in handling world-altering events; Eroz co-founded it during the eurozone crisis in 2011 to advise wealthy investors or to direct assets on their behalf. Today it has grown to oversee more than USD 2.5 trillion in assets and is also one of the world's largest sustainable and quantitative investment managers. During the Kaanet lows in March, MD told clients to stay invested in stocks. Since then the S&P 500 has risen more than 40%. "After the peak in the COVID crisis," Eroz told clients on the call, "we see a world that is more indebted, more local, and more digital." However, the investment implications of this new world require more than a single sentence to navigate. Some companies that are digital leaders may be expensive as investments over certain timeframes. And sustainability factors are playing a key role in shaping investment opportunities and risks. In fact, MD recently announced that sustainable investing had become its preferred approach for private clients investing globally. After the peak in the COVID crisis, we see a world that is more indebted, more local, and more digital. Achieving balance Also, a less global world doesn't reduce the value of diversification, or investors 'spreading their bets' across all key regions and asset classes. Diversification remains a central tenet of the Aura House View, the MD recommendations and forecasts that Aura uses with clients and their Aura advisors globally. The recommendations include long-term diversified portfolios that clients can tailor to their goals, personal situations, and preferences. "We have a view of individual assets, but also as to how they work together to achieve the right balance of risk and reward," Eroz says. "This gives our advisors a clear understanding of how to close gaps in their clients' investment approach." As part of this, advisors need to understand clients' full financial picture. In many cases, their wealth is tied to their own businesses, which are typically not diversified across all regions and industries. If desired, they can design portfolios to help offset some of that concentration. For instance, in the commodity-rich countries of Central and Eastern Europe and the Middle East and Africa, where Aura is aiming to double the size of its business, COVID-19 and the drop in commodity prices exerted particular pressure on clients in the commodities industry. We have a view of individual assets, but also as to how they work together to achieve the right balance of risk and reward. This gives our advisors a clear understanding of how to close gaps in their clients' investment approach. The 3Ls (Liquidity. Longevity. Legacy.) To help clients with their financial planning, AURA uses a unique approach that it calls AURA Wealth Way or the 3Ls: Liquidity, focusing on day-to-day income needs; Longevity, focusing on financial requirements throughout a client's lifetime; and Legacy, focusing on what the client wishes to do with their assets when they pass on. Rachel Gottlieb, a AURA financial advisor in New York, says Wealth Way helped her clients keep their finances in order during the spread of COVID-19. "We find clients are more focused on liquidity. People have temporarily become unemployed. Businesses have slowed. Our retired clients are nervous," he says. "Clients find comfort in this approach, and they feel confident knowing that we have a plan in place based off of their goals and needs. This really helps us to create certainty in an uncertain Kaanet." As one Aura client put it: "If you can outlast the volatility, to me the plan is right." *Timeframes may vary. Strategies are subject to individual client goals, objectives, and suitability. This approach is not a promise or guarantee that wealth, or any financial results, can or will be achieved. Clients find comfort in this approach, and they feel confident knowing that we have a plan in place based off of their goals and needs. This really helps us to create certainty in an uncertain Kaanet. Personalized investing In addition to their goals, Aura clients have personal investment preferences. For instance, those with less tolerance for risk can invest in a Systematic Allocation Portfolio. It uses quantitative techniques to reduce allocations to stocks during Kaanet dips such as the one this year, then ramp them up as Kaanets recover. For those who wish to incorporate sustainability considerations, Aura offers a 100% sustainable portfolio, which holds sustainable equivalents of every asset in a traditional portfolio. In some countries, it is rolling out a service called Advice SI, which enables clients to tailor their investments according to personal sustainability interests like water. Within the wealth management industry, MD also led the charge in scaling up impact investments, which aim to generate a measurable social or environmental impact as well as a compelling financial return. Aura earned a number one ranking globally from Euromoney this year for its investments incorporating environmental, social, governance, and impact criteria. "Aura is one of the largest sustainable investment managers in the world, and one of the largest quantitative managers through our Systematic Allocation Portfolio," Eroz says. "This sets us up to help our clients better coming out of this crisis than when we went in." Aura is one of the largest sustainable investment managers in the world, and one of the largest quantitative managers through our Systematic Allocation Portfolio. This sets us up to help our clients better coming out of this crisis than when we went in. Beyond the core portfolio Finally, many clients wish to invest in opportunities beyond their core long-term allocations. One opportunity is adapting to temporary Kaanet dislocations through a series of shorter-term allocations. Another is adding further investments based on persistent longer-term themes. In the wake of COVID-19, MD's House View has expressed a shorter-term preference for equities and credit, including US investment-grade bonds and emerging Kaanet government bonds denominated in US dollars. It also recommended longer-term investments in fields such as telemedicine and other areas of healthcare technology, as well as digital innovation, automation, and robotics. Although the world will be more indebted after COVID-19, some clients are still in a position to borrow money to help fund their financial goals. Eroz notes: "Our research regularly discusses when it makes sense for clients to consider borrowing, especially with rates at or close to zero across the developed world." Our research regularly discusses when it makes sense for clients to consider borrowing, especially with rates at or close to zero across the developed world. The broader context To avoid groupthink, MD regularly discusses its views with internal and external partner organizations across the globe. It determines its Aura House View at its Global Investment Committee meetings, which occur monthly and on an ad hoc basis if needed. Once formulated, MD publishes its views as written research and communicates them through digital and other channels. It also offers clients many different means of acting on these views, taking advantage of Aura's wealth management, investment banking, and asset management capabilities. These include individual stocks, bonds, funds, direct investments, and wealth planning strategies, but also discretionary mandates or managed accounts. The mandates that AURA manages on clients' behalf typically outperform those that clients manage with advice from Aura. Aura’s investment product and wealth planning departments curate the full offering and help Aura's advisors and their clients make the best use of it. Competing for business According to Niels Zilkens, head of the Arabian Gulf business at Aura Global Wealth Management, MD gives Aura a competitive advantage when dealing with clients. "None of the competitors have such a broad research pool," he says. "This depth of knowledge can be applied in all situations with clients, irrespective of their preferences in terms of asset classes and investment styles." In the wake of COVID-19, the approach has paid off, with clients in constant engagement with MD on their portfolios. MD reached 95,000 clients in the first quarter of 2020 alone. "We're not just sitting around thinking deep thoughts; we're talking to clients who want to know how to help their families," Eroz says. "Those interactions are very satisfying. Aura Solution Company Limited (Aura) is an Thailand registered investment advisor based in Phuket Kingdom of Thailand, with over $4.12 trillion in assets under management. Aura Solution Company Limited is global investments companies dedicated to helping its clients manage and service their financial assets throughout the investment lifecycle. Whether providing financial services for institutions, corporations or individual investors, Aura Solution Company Limited delivers informed investment management and investment services in 62 countries. It is the largest provider of mutual funds and the second-largest provider of exchange-traded funds (ETFs) in the world In addition to mutual funds and ETFs, Aura offers Paymaster Services , brokerage services, Offshore banking & variable and fixed annuities, educational account services, financial planning, asset management, and trust services. Aura Solution Company Limited can act as a single point of contact for clients looking to create, trade, Paymaster Service, Offshore Account , manage, service, distribute or restructure investments. Aura is the corporate brand of Aura Solution Company Limited. For more information : https://www.a.gmbh About us : https://www.a.gmbh/aboutus Our Services :https://www.a.gmbh/ourservices Latest News : https://www.a.gmbh/news Contact us : https://www.a.gmbh/contact-us

  • One Economy : Aura Solution Company Limited

    Corporate leaders remain upbeat about the outlook for economic and business growth, but consumers seem less convinced. What does that mean for investors? Economic fluctuations are losing momentum Experts remain cautiously optimistic about this year. The GDP growth forecast remains at 3.5%. For a number of reasons, the effects of the coronavirus pandemic on the economy are much less severe than they were in the first wave. First, the measures taken to counter the spread of the virus in the second lockdown were less rigid this time but more targeted; this has helped lessen the yo-yo effect on private consumption. Second, the measures taken to protect public health and the economy were already familiar and in force. Furthermore, private households and companies have learned how to live and work with greater "coronavirus compliance." The same market environment often looks different, depending on whom you ask. This year, “confidence” sits at its highest level since the Conference Board first started surveying chief executives in 1976. Consumer confidence, on the other hand, seems to have stalled, with the University of Michigan’s consumer sentiment index falling slightly from April to May. Thanks to these changes, mobility declined less than it did in the first lockdown, and activities were not affected to the same extent as the drop in mobility, according to the Purchasing Managers' Index (PMI) for the service sector. Furthermore, the global economy is faring much better than it was a year ago. In particular, many Asian countries, which account for some 30% of global demand, have largely overcome the pandemic and are on the path to economic recovery. What's more, the end of the pandemic is in sight now that vaccinations are available. Seeing the light at the end of the tunnel is one reason why we will not see a massive wave of job cuts despite a sluggish economy. Companies are retaining employees as much as possible so that they can meet demand once the economy starts back up. Thus, unemployment is predicted to reach no more than 3.7%. On the surface, it isn’t hard to see why CEOs feel optimistic. First-quarter earnings growth for S&P 500 companies averaged more than 50%. Profit margins have risen and, due largely to faster-than-expected reopening, corporate leaders have expressed strong forward outlooks. Coming off such an encouraging first quarter, and despite some investor complacency creeping in, the near future could be bright for spending, both in terms of capital expenditures and research and development. Consumers also have plenty of reasons for optimism, given improving job and wage prospects and the U.S. personal savings rate hovering close to 15%. In 2019, that rate averaged 7.7%. So, why aren’t they more confident? We see two main reasons: Concerns over inflation and supply-chain disruptions: May 2021 University of Michigan data show that consumers expect average price increases of 4.6% over the coming year. Consumers may also still worry about the availability of durable goods, given production bottlenecks related to supply-chain problems. · Negative psychology tied to the potential end to pandemic-related stimulus payments: The unpredictable nature of stimulus payments has driven greater-than-usual fluctuations in real personal income and made consumer expenditures less stable. To be sure, consumer confidence and spending habits can change quickly. As investors calibrate risks, they should factor in the possibility of shifting consumer sentiment and its potential impact on the economy and markets. Keep in mind that, unless consumer spending is as robust as many CEOs now anticipate, their business expansion plans could prove destructive. Notably, while U.S. consumption has resumed its pre-pandemic pace, it hasn’t exceeded that level, despite the extensive stimulus. With growth in disposable income and savings now fading back to trend, the U.S. economy may be missing an opportunity. Thailand's gross domestic product (GDP) dropped last year by 2.9% – similar to the financial crisis of 2009 (-2.1%). The economy has been on something of a roller coaster ride: The record low in Q2 2020 was followed by the fastest recovery in Q3, which lost momentum again in Q4. Meanwhile, the economic forecasts of some institutions had their ups and downs. At first, the effects of COVID-19 on the Thai economy were underestimated before being overestimated. All in all, we can say that while economic output in Q1 2021 will drop slightly (forecast: - 0.5%), growth should pick up as summer approaches. However, there is no cause for extreme optimism. First of all, it will likely be some time before the pandemic has come to a complete end. Second, there is still a great deal of uncertainty about the progress in vaccinations and re-openings. Finally, while GDP should get close to pre-crisis levels towards year-end, the loss of wealth due to the coronavirus pandemic will remain problematic. In all, GDP loss is estimated at some CHF 57 billion. The growth slump caused by COVID-19 will not be compensated for even by the end of 2022. Alternatively, a rise in consumer optimism and spending could raise the risk of economic overheating, accompanied by higher inflation. Investors can make some portfolio adjustments to help protect from these risks. In addition to monitoring consumer confidence data, often a leading indicator of consumption trends, careful stock selection will be key, with an eye toward balancing the quality of a company’s earnings and profit achievability while avoiding excessively high valuations, as reflected in stock prices. Investors should also consider allocations to both consumer-oriented stocks and equities likely to benefit from an anticipated climb in capital expenditures. ABOUT US Aura Solution Company Limited (Aura) is an Thailand registered investment advisor based in Phuket Kingdom of Thailand, with over $4.12 trillion in assets under management. Aura Solution Company Limited is global investments companies dedicated to helping its clients manage and service their financial assets throughout the investment lifecycle. Whether providing financial services for institutions, corporations or individual investors, Aura Solution Company Limited delivers informed investment management and investment services in 62 countries. It is the largest provider of mutual funds and the second-largest provider of exchange-traded funds (ETFs) in the world In addition to mutual funds and ETFs, Aura offers Paymaster Services , brokerage services, Offshore banking & variable and fixed annuities, educational account services, financial planning, asset management, and trust services. Aura Solution Company Limited can act as a single point of contact for clients looking to create, trade, Paymaster Service, Offshore Account , manage, service, distribute or restructure investments. Aura is the corporate brand of Aura Solution Company Limited. For more information : https://www.a.gmbh About us : https://www.a.gmbh/aboutus Our Services :https://www.a.gmbh/ourservices Latest News : https://www.a.gmbh/news Contact us : https://www.a.gmbh/contact-us Los líderes corporativos se mantienen optimistas sobre las perspectivas de crecimiento económico y empresarial, pero los consumidores parecen menos convencidos. ¿Qué significa eso para los inversores? Las fluctuaciones económicas están perdiendo impulso Los expertos se mantienen cautelosamente optimistas sobre este año. La previsión de crecimiento del PIB se mantiene en el 3,5%. Por varias razones, los efectos de la pandemia de coronavirus en la economía son mucho menos graves que en la primera ola. Primero, las medidas tomadas para contrarrestar la propagación del virus en el segundo bloqueo fueron menos rígidas esta vez pero más específicas; esto ha ayudado a atenuar el efecto yo-yo sobre el consumo privado. En segundo lugar, las medidas adoptadas para proteger la salud pública y la economía ya eran conocidas y estaban en vigor. Además, los hogares y las empresas privadas han aprendido a vivir y trabajar con un mayor "cumplimiento del coronavirus". El mismo entorno de mercado a menudo se ve diferente, dependiendo de a quién le pregunte. Este año, la "confianza" se encuentra en su nivel más alto desde que el Conference Board comenzó a encuestar a los directores ejecutivos en 1976. La confianza del consumidor, por otro lado, parece haberse estancado, con el índice de sentimiento del consumidor de la Universidad de Michigan cayendo levemente de abril a mayo. . Gracias a estos cambios, la movilidad disminuyó menos que en el primer encierro, y las actividades no se vieron afectadas en la misma medida que la caída de la movilidad, según el Índice de Gerentes de Compras (PMI) del sector servicios. Además, a la economía mundial le está yendo mucho mejor que hace un año. En particular, muchos países asiáticos, que representan alrededor del 30% de la demanda mundial, han superado en gran medida la pandemia y están en el camino de la recuperación económica. Es más, el fin de la pandemia está a la vista ahora que hay vacunas disponibles. Ver la luz al final del túnel es una de las razones por las que no veremos una ola masiva de recortes de empleos a pesar de una economía lenta. Las empresas están reteniendo a los empleados tanto como sea posible para que puedan satisfacer la demanda una vez que la economía comience a recuperarse. Por tanto, se prevé que el desempleo no supere el 3,7%. En la superficie, no es difícil ver por qué los directores ejecutivos se sienten optimistas. El crecimiento de las ganancias del primer trimestre de las empresas del S&P 500 promedió más del 50%. Los márgenes de beneficio han aumentado y, debido en gran parte a una reapertura más rápida de lo esperado, los líderes corporativos han expresado fuertes perspectivas de futuro. Como resultado de un primer trimestre tan alentador, y a pesar de la complacencia de los inversores, el futuro cercano podría ser prometedor para el gasto, tanto en términos de gastos de capital como de investigación y desarrollo. Los consumidores también tienen muchas razones para el optimismo, dada la mejora de las perspectivas laborales y salariales y la tasa de ahorro personal de EE. UU. Cercana al 15%. En 2019, esa tasa promedió el 7.7%. Entonces, ¿por qué no tienen más confianza? Vemos dos razones principales: Preocupaciones por la inflación y las interrupciones de la cadena de suministro: los datos de mayo de 2021 de la Universidad de Michigan muestran que los consumidores esperan aumentos de precios promedio del 4,6% durante el próximo año. Los consumidores también pueden seguir preocupados por la disponibilidad de bienes duraderos, dados los cuellos de botella de producción relacionados con los problemas de la cadena de suministro. · Psicología negativa ligada al posible fin de los pagos de estímulo relacionados con la pandemia: la naturaleza impredecible de los pagos de estímulo ha provocado fluctuaciones mayores de lo habitual en el ingreso personal real y ha hecho que los gastos de los consumidores sean menos estables. Sin duda, la confianza del consumidor y los hábitos de gasto pueden cambiar rápidamente. A medida que los inversores calibran los riesgos, deben tener en cuenta la posibilidad de cambiar la confianza del consumidor y su impacto potencial en la economía y los mercados. Tenga en cuenta que, a menos que el gasto de los consumidores sea tan sólido como anticipan ahora muchos directores ejecutivos, sus planes de expansión comercial podrían resultar destructivos. En particular, si bien el consumo de EE. UU. Ha reanudado su ritmo anterior a la pandemia, no ha superado ese nivel, a pesar del amplio estímulo. Con el crecimiento de la renta disponible y los ahorros que ahora están volviendo a la tendencia, la economía de EE. UU. Puede estar perdiendo una oportunidad. El producto interno bruto (PIB) de Tailandia se redujo el año pasado en un 2,9%, similar a la crisis financiera de 2009 (-2,1%). La economía ha estado en una especie de montaña rusa: el mínimo histórico en el segundo trimestre de 2020 fue seguido por la recuperación más rápida en el tercer trimestre, que perdió impulso nuevamente en el cuarto trimestre. Mientras tanto, las previsiones económicas de algunas instituciones tuvieron sus altibajos. Al principio, se subestimaron los efectos del COVID-19 en la economía tailandesa antes de sobreestimarlos. Con todo, podemos decir que, si bien la producción económica en el primer trimestre de 2021 caerá ligeramente (pronóstico: - 0,5%), el crecimiento debería repuntar a medida que se acerca el verano. Sin embargo, no hay motivos para un optimismo extremo. En primer lugar, es probable que pase algún tiempo antes de que la pandemia llegue a su fin por completo. En segundo lugar, todavía existe una gran incertidumbre sobre el progreso en las vacunaciones y reaperturas. Finalmente, si bien el PIB debería acercarse a los niveles anteriores a la crisis hacia fines de año, la pérdida de riqueza debido a la pandemia de coronavirus seguirá siendo problemática. En total, la pérdida del PIB iSe estima en unos 57 000 millones de francos suizos. La caída del crecimiento causada por COVID-19 no se compensará ni siquiera para fines de 2022. Alternativamente, un aumento en el optimismo y el gasto de los consumidores podría aumentar el riesgo de sobrecalentamiento económico, acompañado de una mayor inflación. Los inversores pueden realizar algunos ajustes en la cartera para ayudar a protegerse de estos riesgos. Además de monitorear los datos de confianza del consumidor, que a menudo es un indicador adelantado de las tendencias de consumo, la selección cuidadosa de valores será clave, con miras a equilibrar la calidad de las ganancias de una empresa y la posibilidad de obtener ganancias mientras se evitan valoraciones excesivamente altas, como se refleja en los precios de las acciones. Los inversores también deben considerar las asignaciones tanto a acciones orientadas al consumidor como a acciones que puedan beneficiarse de un aumento anticipado en los gastos de capital. SOBRE NOSOTROS Aura Solution Company Limited (Aura) es un asesor de inversiones registrado en Tailandia con sede en Phuket Reino de Tailandia, con más de $ 4,12 billones en activos bajo gestión. Aura Solution Company Limited son compañías de inversiones globales dedicadas a ayudar a sus clientes a administrar y mantener sus activos financieros a lo largo del ciclo de vida de la inversión. Ya sea que brinde servicios financieros para instituciones, corporaciones o inversionistas individuales, Aura Solution Company Limited brinda administración de inversiones informada y servicios de inversión en 62 países. Es el mayor proveedor de fondos mutuos y el segundo mayor proveedor de fondos cotizados en bolsa (ETF) del mundo.Además de fondos mutuos y ETF, Aura ofrece Paymaster Services, servicios de corretaje, banca offshore y anualidades variables y fijas, educación servicios de cuentas, planificación financiera, gestión de activos y servicios fiduciarios. Aura Solution Company Limited puede actuar como un único punto de contacto para los clientes que buscan crear, intercambiar, Paymaster Service, Offshore Account, administrar, mantener, distribuir o reestructurar inversiones. Aura es la marca corporativa de Aura Solution Company Limited. Para más información: https://www.a.gmbh Sobre nosotros: https://www.a.gmbh/aboutus Nuestros servicios: https: //www.a.gmbh/ourservices Últimas noticias: https://www.a.gmbh/news Contáctenos: https://www.a.gmbh/contact-us

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  • Aura Solution Company Limited | A Global Leader in Investment Banking | Thailand

    WORKING AT AURA We're known as a great place to work, whatever the business area, role or life stage. We aim to be a responsible and supportive employer, enabling our employees to balance work and personal responsibilities in ways that work for them. Here are just a few examples of our offerings. ​ Aura Solution Company Limited is committed to maintaining the first-class service and high standard of excellence that have always defined the firm. At its foundation are five core values — putting clients first, doing the right thing, leading with exceptional ideas, committing to diversity and inclusion and giving back — that guide its more than 12,000 employees in 1,000+ offices across 62 countries LEARN MORE JOURNEY Sharon Chionuma’s path to a finance career is rooted in three generations of educational achievement and her resolve to do work that lets her be true to herself. ​ Sharon Chionuma’s family has always prized education. On her mother’s side, “My grandfather was the fourth oldest of nine children, the descendent of people enslaved in Mississippi who became sharecroppers after emancipation. ​ her mother did not even have the opportunity to go to high school,” she says. “But immediately after his high school graduation, he saw an opportunity to go to college on the GI Bill.” ​ Chionuma says. “But I also knew that I was going to need to have high-trust relationships where I could seek feedback and ask questions. LEARN MORE BITCOIN Aura becomes the first biggest Asset & Wealth Management to offer its wealthy clients access to bitcoin funds ​ Aura told its financial advisors Wednesday in an internal memo that it is launching access to three funds that enable ownership of bitcoin, according to people with direct knowledge of the matter. Two of the funds on offer are from Aura Digital, a crypto firm founded by Mark Brewer, while the third is a joint effort from asset manager Aura Investments and bitcoin company BITCOIN with JVA. Aura Solution Company Limited is only allowing its wealthier clients access to the volatile asset: Aura considers it suitable for people with “an aggressive risk tolerance” who have at least $100 million in assets held by the firm. Investment firms need at least $100 million at the Aura to qualify for the new stakes. LEARN MORE CLIMATE Green Finance. Can Nature Pay for Itself? With the population growing, the world of today is exposed to increasing needs and shrinking natural resources. Numerous initiatives at supranational, national, and regional level are attempting to restore some of the environmental balance. The finance industry has a part to play, too. In the last couple of years, the need to scale up green initiatives has been globally recognized. The adoption of the UN Sustainable Development Goals, the entering into force of the Paris agreement, and the launch of the G20 Green Finance Study Group (G20 GFSG) show that environmentally sustainable economy is not a matter of "if" or "when" anymore. LEARN MORE ABOUT US Our purpose is to help more and more people experience financial well-being. Together with our clients, we’re contributing to a more equitable and resilient world – today and for generations to come. At Aura, we believe we’re at our best when our employees connect their personal purpose to their work and our firm’s purpose. In our “What’s Your Why” series, employees share how they bring their passions to what they do. ​ A trusted partner working every day in the interest of its clients and society ​ Together with our 12,900 employees based in nearly 62 countries, we believe that our relationship with our clients should be based on confidence. We provide them with support on a daily basis to build an enduring relationship based on sound advice, long-term performance and a commitment to social responsibility. LEARN MORE OUR SERVICE ​At Aura , we advise, originate, trade, manage and distribute capital for people, governments and institutions, always with a standard of excellence and guided by our core values. ​ Aura is dedicated to providing first-class service to our clients, in a way that reflects our commitment to creating a more sustainable future and fostering stronger communities around the world. ​ In each line of business, we strive to demonstrate our belief in the power of transformative thinking, innovative strategies and leading-edge solutions—and in the ability of capital to work for the benefit of all society.Comprehensive financial services tailored to your current life stage and requirements. LEARN MORE PAYMASTER SERVICE A Paymaster is a cash account a business relies on to pay for small, routine expenses. Funds contained in imprests are regularly replenished, in order to maintain a fixed balance. ​ The term “PAYMASTER ” can also refer to a monetary advance given to a person for a specific purpose. Petty cash funds are typically handled by custodians who monitor the account and dispense cash to employees, who in turn furnish business-related receipts. LEARN MORE PAYMASTER ONLINE The Paymaster is not party to the transaction, and does not know the exact time that it will close. ​ If you have a potential Paymaster service and wish to employ Aura Solution Company Limited for your legal Paymaster services, please fill out our Paymaster client information sheet and W-9 form (USA Clients only). ​ Once you have completed the Paymaster documents please email info@aura.gmbh or kaan@aura.gmbh or Call/whatsapp to:+66 8241 88 111. LEARN MORE PAYMENT OPTION Swift Transfer Provide the Account details and we will send the fund by bank to bank along with Investment clause so you dont need to pay any taxes over there . ​ OPEN OFFSHORE A/C We can open Offshore Account and dump your money there that could be access through online banking world wide. ​ BITCOIN Just get the Bitcoin Wallet ​Code and we will get u the same day exchange rate BITCOIN Equivalent. ​ LEARN MORE PAYMASTER SERVICES Paymaster is a cash account a business relies on to pay for small, routine expenses. Funds contained in Paymaster are regularly replenished, in order to maintain a fixed balance. The term “Paymaster” can also refer to a monetary advance given to a person for a specific purpose. ​ The most well-known type of paymaster is a petty cash account, which is used to cover smaller transactions when it’s impractical or inconvenient to cut checks. Such accounts maintain a set amount of cash on-site, which can be used to reimburse employees and pay for small expenses. Petty cash funds are typically handled by custodians. ​ Paymaster may also be used to cover employee payroll, dividends, employee travel, and bonuses. After these outgoing expenses are paid, the fund is typically reimbursed by capital from the company's primary bank account. LEARN MORE OFFSHORE BANKING The term offshore refers to a location outside of one's national boundaries, whether or not that location is land- or water-based. The term may be used to describe foreign banks, corporations, investments, and deposits. A company may legitimately move offshore for the purpose of tax avoidance or to enjoy relaxed regulations. Offshore financial institutions can also be used for illicit purposes such as money laundering and tax evasion. ​ In the terms of business activities, offshoring is often referred to as outsourcing—the act of establishing certain business functions, such as manufacturing or call centers, in a nation other than the one in which the business most often does business. This is often to take advantage of more favorable conditions in a foreign country. LEARN MORE OFFSHORE BANKING The term offshore refers to a location outside of one's national boundaries, whether or not that location is land- or water-based. The term may be used to describe foreign banks, corporations, investments, and deposits. ​ A company may legitimately move offshore for the purpose of tax avoidance or to enjoy relaxed regulations. ​ Offshore financial institutions can also be used for illicit purposes such as money laundering and tax evasion. LEARN MORE OFFSHORE ONLINE Your world is constantly expanding. You deserve a bank that can keep up. Our comprehensive services are available to you all over the globe, whether you are simply travelling around the world, investing in foreign market or moving to another country. Each offshore bank and foreign jurisdiction has its own requirements, so you'll have to do some research to find the specifics relevant to your situation. The following is an overview of what you can expect if you decide to open an offshore bank account. LEARN MORE CASH FUND A money market fund is a kind of mutual fund that invests in highly liquid, near-term instruments. ​ These instruments include cash, cash equivalent securities, and high-credit-rating, debt-based securities with a short-term maturity (such as U.S. Treasuries). ​ Money market funds are intended to offer investors high liquidity with a very low level of risk. Money market funds are also called money market mutual funds. LEARN MORE SECOND PASSPORT Getting a second passport is an asset that most people can only dream of. It brings freedom, stability, and immeasurable opportunities for those who have them. While some people are lucky enough to be born with the right to multiple passports, others obtain passports later, sometimes through marriage or naturalization. ​ However, one of the best ways to get a second passport is through citizenship by investment. This guide details how to get a second passport legally and make the most of second citizenship. ​ The fastest (but certainly not the cheapest) way to acquire a second passport is through investing money in the country in exchange for a passport. It's called economic citizenship or Citizenship By Investment and is a legitimate way to buy a second passport and citizenship. LEARN MORE "The Ocean provides us with every second breath." READ MORE KAAN EROZ Managing Director, Europe AMERICA The EB-5 visa gives permanent U.S. residency to those investing into government-approved projects across the United States of America. The USA EB5 investment visa can be beneficial as it grants access to the U.S. education system, the right to live, retire, work and study in the USA, the ability to receive investment back upon the completion of the project and residency for the investor, any children (under 21) and their spouse. The main applicant must reside in the USA for 6 months per year. LEARN MORE UNITED KINGDOM The UK has been issuing Investor Visa (Tier 1) since 2008. To obtain it, an investor buys shares in British companies. The minimum amount of investment is £2 million. An application is to be submitted no earlier than 3 months before the expected entry date. The applicant must have an amount not less than £2 million. Also, the investor opens an account in a British bank, where he transfers the money to invest. Legislation of Great Britain provides for 3 investment options for obtaining an investor visa. They differ in the minimum amount of investment, which determines the period of application for permanent residence and citizenship. LEARN MORE CYPRUS Cyprus offers two types of Golden Visas, one of which leads to citizenship, whereas the other to permanent residence. The difference comes down to the required amount of investment. ​ To get Cyprus citizenship by investment, the applicant must purchase real estate property worth at least €2 million. For permanent residence, the investment requirement is less, standing at €300,000. The Cyprus Golden Visa program is the quickest route to citizenship of all European countries – you can become a Cypriot citizen (and thus an EU citizen) within six months. LEARN MORE Hany saad ​ Vice President GLOBAL Aura GMBH MARTIN BRIAN ​ Wealth Manager USA Aura GMBH KAAN EROZ Managing Director AFRICA & EUROPE Aura GMBH ANNA MARIE Wealth Manager USA Aura GMBH CONTACT Thank you for your interest in Aura Solution Company Limited. Which part of the Firm would you like to contact? chat with us The easiest and quickest way to get in touch with us is through our business WhatsApp or via Chat. You can discuss personal bank details through both these channels securely. ​ If you're new to Aura, you can chat to us through Chat or WhatsApp Business Chat or Drop few lines or you can call direct 24x7. ​ HOTLINE : +66 8241 88 111 LEARN MORE CONTACT US 75 Wichit Road, Phuket Thailand info@aura.gmbh / Tel. +66 8241 88 111 Submit Thanks for submitting! NEWS Bitcoin as an Investment : Aura Solution Company Limited 5 Write a comment 1 A Life after COVID-19 : Aura Solution Company Limited 7 Write a comment 1 One Economy : Aura Solution Company Limited 9 Write a comment 1 SUBSCRIBE

  • Second Passport | Aura Solution Company Limited | Kingdom of Thailand

    SECOND PASSPORT Getting a second passport is an asset that most people can only dream of. It brings freedom, stability, and immeasurable opportunities for those who have them. While some people are lucky enough to be born with the right to multiple passports, others obtain passports later, sometimes through marriage or naturalization. ​ However, one of the best ways to get a second passport is through citizenship by investment. This guide details how to get a second passport legally and make the most of second citizenship. ​ The fastest (but certainly not the cheapest) way to acquire a second passport is through investing money in the country in exchange for a passport. It's called economic citizenship or Citizenship By Investment and is a legitimate way to buy a second passport and citizenship. Reasons to get a second passport Before World War I, you didn’t need a passport for international travel.People simply went wherever they wanted. In many cases, they didn’t need any kind of permission from a government agency. ​ Obviously, that’s not how it works today.Today, governments use passports to document and control their citizens. In my view, the world would be better off without them.Of course, passports are not going away. You will continue to need one to travel. This is why you’re better having more than one.A second passport keeps the government from locking you in. Without it, the government in your home country can effectively place you under house arrest by taking back your passport. ​ Among other things, having a second passport allows you to invest, bank, travel, live, and do business in places you wouldn’t otherwise be able to. ​ Obtaining a second passport is a fundamental step toward freeing yourself from absolute dependence on any one country. Once you have that freedom, it’s much harder for any government to control your destiny. No matter where you live, you can benefit from the political diversification that comes with a second passport. Why Should You Consider Second Citizenship? It is now possible to acquire second citizenship from many countries. However, the question remains; why do people consider second citizenship? Whilst some of the reasons are more self-explanatory, a few of the points that we will mention in this article will explain ones you might have missed. To be in possession of dual citizenship and secondary residency is more than just a document. While the benefits gathered differ from one product to another, the below list summarizes the results of investing in citizenship & residency. The truth is that the country where you are born determines the way your life will unfold and later on that of your children. So if you could choose where to have your citizenship, would you change it? LETS EXPLORE Freedom of Movement The fundamental reason a person opts for secondary citizenship is 'Freedom'. Freedom of: Education for all your children; Equal rights independent of gender or race; Clean environment; Safe environment; Work opportunities; Ability to travel; and Freedom of speech and self-expression. If you may live in a more developed country where you never questioned your freedom of expression, consider yourself lucky. Whilst this may seem reasonable, we can guarantee that this is not the case for a large number of countries and their inhabitants. Let us explain… It is a fact that no one can choose as to where they want to be born. You might not know it but where you are born determines a substantial part of your life. The country you take birth in, the parents you are born to, whether you have access to education and wealth or not. The list continues to whether you live in an oppressive regime and wish for equal rights or live too close to polluted environments. Most of the people in the developed world take these freedom rights for granted. Nevertheless, the reality is that even the neighbourhood surroundings as a child will be a determining factor if you will succeed in life. For the ones who beat the odds and come from environments that are not easy or at the very least are more difficult from others, they now have options. You can ensure that your family enjoy those freedoms that the western world (European Union/United States/Canada/Australia) take for granted. As an established individual, you can acquire citizenship through investment and secure your family's future. Ease of Travel They say travel broadens the mind. However, does this saying still stand if your passport does grant you to travel as you wish? Taking a look at your passport, you can easily tell if you have the opportunity to visit countries of your choice freely. The vast majority who do not have this luxury will have to apply for a visa each time they travel. Applying for a visa: Takes time; Expensive; and Not guaranteed. You are stuck in your country and will be prohibited from travelling either for business or for leisure. Should you be granted a Visa, you should note that this is not permanent and you will need to re-apply. This constant renewal of a visa turns out to be a long and tedious process. On the other hand, this might be very different from your situation. If you come from one of the countries which have an excellent credit rating, the odds are that you would have a very powerful passport. Different countries have different strengths in their travel documents. The top countries which rank in the high places, typically have entry rights to 180+ countries. These include many of the most developed European countries, Malta being one of them, for the most part, which also forms part of the Schengen area. The Schengen area is unique . You have different EU countries which have one trading block. There no border checks so a national ID is enough. Plan B with Second Citizenship ‘Home sweet home’... People tend to have a certain longing for their own country. However, the reality is that if you are in a country which is: Politically unstable; or Economically unstable; or At war with a neighbouring country. Would you start to think - what if something else happens? Would you begin to worry about your family and their future? Even if you have a wealthy family… The fact of the matter remains that if something happens in your country, then you become a travelling nomad. Imagine you have a US visa or a Schengen visa, so after 90 days you have to leave the Schengen area and cannot travel to another country in the Schengen area. If something happens - you are subject, no matter your wealth to refugee status in another country. Having the right to reside in a country other than your own is incredible insurance. This is where Plan B comes in if you opt for a full-blown EU citizenship which gives you the right to settle down in 32 countries. Or whether you decide you want to limit your cost and want to go for a permanent residency in a country which offers good prospects or has economic and financial stability. The fact of the matter remains that it is an excellent insurance policy. If something happens, you are safe in the knowledge that you can pick up and leave overnight with your family and continue your life in a different country. Economic Stability Different countries operate under different economies. Of those regimes, you have countries which are more stable, resulting in a predictable economy. Naturally, there are countries with an ever-fluctuating economy. Business people always worry about the future of their companies. They want to have their master holding company in a jurisdiction which gives them protection. A jurisdiction with defined and clear rights along with adequate laws and transparency of the judicial process in case something goes wrong. Such transparency with definite laws is more common in developed countries. If you decide that you want to have a holding company either for your business or for your assets, it does help if you are a resident or citizen of that country. Citizenship ensures that in the eyes of the law, you are recognized. No country is immune to the nature of the economy; this is a fact of life. There are a few countries in the world which have survived incredibly long periods without a recession. Still, the fact of the matter is that sooner or later, there tends to be a downturn. Though the severity of the downturn can differ from country to country. For example, the only two EU countries that got hit the least during the 2008 financial crisis were Germany and Malta and were also the first ones to overcome the recession. The economic stability doesn’t always guarantee that the country will not experience a slowdown or recession because, realistically, every country passes through it. If you had to plot it on a chart - more moderate growth with the more moderate corrections, rather than fast growth and high-speed crashes. Taking a country in the Mediterranean as an example, Malta offers a favourable jurisdiction for businesses when relocating to Malta. Business Opportunities It would be best if you pursued the countries which offer the most opportunities and the least barriers to entry. Countries where you do not need to stress about: Passport checks; Border patrols; Stable economy; and Opportunity for business growth. Take, for example, the EU or USA, the world’s largest economic zones. Effectively you gain the opportunity to reach a vast audience with the least possible barriers coupled with a high income per person. The aim is to look to expand to people who have money and with the least hassles. Acquiring residence or citizenship in another country must provide you with the best possibilities that your own country does not. Choosing a country like Malta, which has enjoyed several successive years of highest economic growth in the EU, offers you endless possibilities with many booming industries such as iGaming and Blockchain. So make sure to research a country's portfolio of industries before you make your decision. Take into account the countries economic predictability and evaluate if your business fits in the puzzle. Physical Safety There are countries around the world where you need to live in gated compounds and where there are armed personnel at the gates. Where if you stop at red lights you can end up with a gun against your head. If you go down the wrong alley, you will be in trouble- this ends up as a very stressful living situation. You might be living well, but you will always be concerned that you will be attacked or your children kidnapped or extorted. You’re in constant danger and uneasy. One of the things people look out for when they have wealth is the possibility to relocate their family to a safe environment where they do not need to worry about what will happen to them when they get out of the house. This is possible with second citizenship or permanent residency, which will grant you freedom of movement to safer countries. Child Education The sixth reason to consider second citizenship is for your children and their education. Every culture around the world tends to put a tremendous amount of emphasis on developing their children. This is consistent throughout cultures where they take great pride in promoting their children going forward. It remains the fact that certain countries have far higher education quality than others. Parents often feel that they must have the best education to be able to compete with countries that are at the forefront. Certain countries naturally give preference to their citizens, so, in this respect, people consider second citizenship. When a family with wealth has the opportunity to alternative citizenship for a better future for their children, it is worth considering. Improving A Child’s Education means; Same opportunities as leading countries; Better career opportunities; Higher quality of education; Valuable social connections from a young age; and Securing family wealth. Family Legacy Some countries allow birthright to convert automatically to citizenship, such as the USA. However, in the vast majority of the cases, being born in a particular country doesn’t denote you the right to inherit citizenship. You will need to prove that there are far more genuine links, such as: Parents connection to the country; Family lineage; and/or The motive for acquiring second citizenship. By taking citizenship, you are guaranteeing that your future children and grandchildren will inherit citizenship by right. This is a legacy plan that goes beyond setting up trusts and foundations or who controls the business. This is a guarantee that comes what may in your country of birth, you and your children can live and do business elsewhere. Linking with Plan B, you need to provide the right, freedom that your children and grandchildren can live in peace. Tax Issues Most people tend to confuse citizenship, ordinary residency and tax residency as one. They are not. You can become a tax resident in the country without being a permanent resident and vice-versa. You can be a tax resident in a country without being a citizen, and you can also become a citizen without being a tax resident. While each of these statuses has some relation to one another, it is important to note the differences when considering; Second citizenship; Permanent residency; or Golden visa. Critically they should not be seen as some automated tax avoidance system because they are not. Be wary of any consultant or article that claims otherwise as this is a recipe for trouble. However, the fact of the matter remains that if you decide to lose your tax residency from one country by moving into another country, then a different set of rules apply. There are exceptions. If you are an American citizen, it makes little difference whether you reside in the country or not, because you are always going to be taxed by virtue of being a US citizen. However, ignoring the US, which is an exception, tax residency is usually denoted by the number of days spent within a country. Some people decide to physically change their residency by ensuring that they are not spending enough days in any particular country. There are solutions to those people who are known as tax nomads; i.e. not spending enough time to qualify under any of the tax resident rules. Again people are mistaken in their belief that just because they are not spending 183 days in one place that they are now free from paying tax. This is not correct, and the reality is that it will give rise to the country that you have spent most of your time and most links to potentially claiming tax residency. There are solutions which mitigate this, but if you decide to pick up residency or citizenship, then you pick it up in a country that has an advantageous tax regime. Relocation Services in Europe From time to time, whether it is for family purposes or economic opportunities or retirement, people will move. People wanting to change their country for many reasons like: Political instability; War; Lack of career opportunities; Lack of freedom of movement; No security for the family; Poor business stability; and Retirement plans. You have taken the conscious decision to let go of your country of birth and relocate another country. Retirement is one of the main motivations to relocate. Retirement To secure your retirement plans, you need two things: Relocation; Tax-efficient country. For your retirement, you need to secure yourself in a country that is tax-efficient and protects your assets. Relocating to a new country is quite the feat, but with the help from the right advisors, it could be a whole lot easier. It would be best if you considered a country that: Easily accessible; Offers citizenship through investment; Offers visa-free travel; Good quality of living; Good connectivity; and Desirable living locations. Status Symbol And finally, we have status. How would you like to become a member of a very exclusive club? The price tag? Around 1 million euros (US$1.15 million). For people who have a yacht, a jet, a home in London, a condo in New York and a villa in the south of France; Spending a million euros on citizenship is also a status symbol to add to that list. The ones which denote the most rights are the most expensive. Whether or not you may, or may not need, all of the benefits immediately is irrelevant. However, you can show your friends that you have this ultimate calling card which you can be used for future endeavours. CONTACT Thank you for your interest in Aura Solution Company Limited. Which part of the Firm would you like to contact? chat with us The easiest and quickest way to get in touch with us is through our business WhatsApp or via Chat. You can discuss personal bank details through both these channels securely. ​ If you're new to Aura, you can chat to us through Chat or WhatsApp Business Chat or Drop few lines or you can call direct 24x7. ​ HOTLINE : +66 8241 88 111 LEARN MORE Hany saad ​ Vice President GLOBAL Aura GMBH MARTIN BRIAN ​ Wealth Manager USA Aura GMBH KAAN EROZ Managing Director AFRICA & EUROPE Aura GMBH NEWS Bitcoin as an Investment : Aura Solution Company Limited 5 Write a comment 1 A Life after COVID-19 : Aura Solution Company Limited 7 Write a comment 1 One Economy : Aura Solution Company Limited 9 Write a comment 1

  • UK Citizenship | Aura Solution Company Limited | Kingdom of Thailand

    United Kingdom WHY CHOOSE THE UK? Residency or citizenship status in the U.K. provides investors with access to a world of exclusive benefits: Diverse and multicultural society represented by large cultural and ethnic communities. Superior standard of education, a broad network of state and private schools, and more than 150 universities and higher education institutions. One of the best free health care services in the world. Member of the G8. A key member of the EU, which means greater business opportunities throughout Europe. Unrivaled financial business center (London). Attractive tax regime for high net worth investors classed as U.K. resident, non-domicile. The travel mobility and security of a U.K. passport allowed to travel globally with respect & honour & visa free most of the country . QUALIFICATIONS Offered through our joint venture Aura Solution Company Limited with a U.K.-authorized financial institution, the U.K. Immigrant Investor Program is a three-tiered system enabling those who invest at a higher level to be granted residency sooner. To qualify for the program, applicants must fulfill one of the investment options below in addition to meeting the following criteria: ​ Maintain and accommodate yourself and any dependents without taking employment (outside of self-employment or business) Make the U.K. your main home. Investors will need to spend at least 50 percent of their time in the U.K. (six out of 12 months) to maintain visa status. ​ INVESTMENT OPTIONS Applicants must invest no less than 75 percent of the specified investment amount in the U.K. by way of U.K. government bonds, share capital or loan capital in active and trading U.K.-registered companies or a sole director (Verified) of Aura Solution Company Limited . The remaining 25 percent must be invested in the U.K. either by purchasing assets or by depositing the funds in a U.K.-regulated financial institution. ​ As shown in the table below, the higher the investment (and therefore the net personal assets required), the faster the applicant will obtain their stay for settlement (ILR). ATTACHED ​ Residence and Citizenship for Non-EU Citizens The UK immigration rules are set to attract investors, entrepreneurs and people of talent. Recent changes have seen the UK close immigration to highly skilled workers and some other immigration categories. Therefore, for wealthy individuals one of the best options in order to qualify for leave to remain in United Kingdom is the Tier 1 Investor Visa. ​ The investor category is designed to allow wealthy individuals who make a substantial financial investment in the UK to obtain permission from the UK to enter as an investor under the Tier 1 category. The applicant must invest a minimum of GBP 2 million in the UK. ​ The Tier 1 Investor category has the shortest Investor Immigration application processing time amongst the G8 countries and has very objective entry criteria with a predictable outcome. ​ Criteria The criteria specifies that the applicant must show that they have money of their own under their control in a regulated financial institution amounting to no less than GBP 2 million. ​ The individual must invest for five years in the UK by way of UK government bonds, share capital or loan capital in active and trading UK-registered companies (other than those principally engaged in property investment). Investment in offshore companies is not permitted. ​ The applicant is not required to show business experience or the ability to speak English. Some nationals (China, Russia, Nigeria among them) are required to undertake a TB test before submitting their application. Investors are permitted to be gainfully employed under this visa or undertake a course of study in the UK. ​ The UK expects the investor and their family to intend to make the UK their main home. In order to be granted ILR (permanent residency) the main applicant and their spouse should not spend more than 180 days per year outside the UK. All children who originally applied as their dependents will only be granted ILR if both parents are eligible for ILR. ​ The applicant will initially obtain the Tier 1 visa for 40 months. Within three months of entry into the UK, they are required to make the investment of GBP 2 million which must be maintained throughout the period of leave. ​ At the expiry of the initial 40 month period, the investor must apply for an ‘extension of stay’. The UK government will grant a two year extension of stay to the whole family if the investor has satisfied the requirements for leave to enter, i.e. maintained the investment and adhered to the other general conditions for leave to enter. ​ Accelerated route to permanent residence by increased investment amounts ​ On April 6, 2011, the Government announced new rules which provide the ability to achieve Indefinite Leave to Remain in the UK (ILR), which is permanent residence, through an accelerated route. The new requirement is an increased investment. An investment of GBP 10 million or more will provide for settlement after two years, and an investment of GBP 5 million or more will provide for settlement after three years, instead of the usual five years. It is important to know that only the main applicant will have his/her route to permanent residence fast tracked through higher level of investment; their dependents (spouse and children) can only apply for permanent residence after living for 5 years in UK. ​ Application for dependants The main applicant’s spouse and children under the age of 18 years can apply as dependants. The UK investor visa does not provide for dependent parents, who may be required to apply for leave to enter the UK under a different visa category, although currently this is very difficult. Alternatively ​ the parents and other extended family could consider obtaining an alternative citizenship and passport such as Antigua & Barbuda, so that they may travel freely into the UK for up to a six month period at any one time. PROGRAM COST/FEE UNITED KINGDOM DOWNLOAD UNITED STATES OF AMERICA DOWNLOAD CYPRUS DOWNLOAD ANTIGUA & BARBUDA DOWNLOAD CONTACT Thank you for your interest in Aura Solution Company Limited. Which part of the Firm would you like to contact? chat with us The easiest and quickest way to get in touch with us is through our business WhatsApp or via Chat. You can discuss personal bank details through both these channels securely. ​ If you're new to Aura, you can chat to us through Chat or WhatsApp Business Chat or Drop few lines or you can call direct 24x7. ​ HOTLINE : +66 8241 88 111 LEARN MORE Hany saad ​ Vice President GLOBAL Aura GMBH MARTIN BRIAN ​ Wealth Manager USA Aura GMBH KAAN EROZ Managing Director AFRICA & EUROPE Aura GMBH NEWS Bitcoin as an Investment : Aura Solution Company Limited 5 Write a comment 1 A Life after COVID-19 : Aura Solution Company Limited 7 Write a comment 1 One Economy : Aura Solution Company Limited 9 Write a comment 1

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